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Overview of Health Insurance in Qatar

The health insurance sector in Qatar is growing steadily at an estimated CAGR of 6%.

Out of a total population of around 2.80 million, 500,000 individuals are estimated to be privately insured. The rest, whether Qataris or expats are covered through the public health entities

The penetration ratio doesn’t exceed 1%. This is measured by total written premiums over the GDP, this low ratio is mainly due to Qatar having the highest GDP worldwide.

Insurance density in Qatar is around $618 (ratio of premiums to population) which is second to the GCC 

The insurance market in Qatar is growing at an estimated CAGR of 4.70% and is expected to reach around QAR 7 billion in 2026

The new mandatory healthcare system was created under Law No. 22 of 2021 regulating the health services in Qatar 

Under the draft law, the Ministry of Public Health (MoPH) will set standards for the provision of healthcare services in government and private health facilities as well as compulsory health insurance and supervision. It will also work on developing and maintaining compulsory health insurance.

Moreover, this law makes it mandatory for expatriates and visitors to have a health insurance for issuance and renewal of visas.

How to Choose the Best Health Insurance

There are numerous factors to take into consideration when buying a health insurance policy

When it comes to selecting a health insurance plan, the premium is the most important factor for many shoppers – especially those who are currently healthy. But price shouldn’t be the only factor upon which you base your selection, even if your primary concern is financial (as opposed to factors such as provider networks, coverage width, and quality ratings).

  • Go for the right coverage  

While buying a health insurance policy, checking the coverage offered under a plan is important. By coverage, we mean the medical expenses that will be covered under your policy, such as hospitalization expenses, ambulance charges, day care expenses, maternity expenses, etc.

Analyze the health needs of your employees, family & yourself and accordingly, choose a plan that offers you the right coverage. Do not go for a plan that offers way more coverage than you need as it will increase your premium. Instead, you can customize your plan by opting for riders as per your needs.

  • Chose the appropriate network

At the time of purchasing medical insurance, choose an insurance company that has a wide range of network hospitals and clinics that suits your needs and has a vast geographical spread

If you are seeking an international cover, find a company that can serve you in different countries

2. Premiums

Premiums are the amount you pay an insurance company for coverage. You can agree with the insurance company on the modality of payments

3. Deductibles and co-insurance

A deductible  is a flat fee that you have to pay for a medical consultation while a co-payment  is the proportion of the medical/hospitalization expenses that you have to pay out of your pocket before you can make an insurance claim

You can opt for a coverage with nil co-payments, however, this might entail a higher premium. It is up to you to decide on the option that best suits your needs

How and where to buy Health Insurance in Qatar:

When you’re comparing health plans, look for useful tools and services that may come at no additional cost and help you save time and money, and support your health such as:

  • Websites and mobile apps
  • 24/7 customer service teams 
  • Health information phone line for help finding answers to your medical questions
  • Discount programs to help save on health and wellness products and services

Seib Call Center team is available 24/7 on +974 444 55 999 and you can always reach out to us via our website or through or

Data Source: Alpen Capital ltd  and Seib Insurance compilation of data from within the market.

Medical illness (1)

Critical Illness

Critical Illness insurance provides coverage against specific life-threatening diseases. It pays a lump sum amount that can be used to cover the cost of treating any of these diseases, thus it provides a cushion for those diagnosed with any of the illnesses (subscribed to) at a time when an insured needs it the most.

Mandatory health insurance

Mandatory health insurance to have positive impact on Qatar’s economy

The mandatory health insurance will contribute positively to the economy of Qatar. With 2 to 2.5 million expatriates joining the scheme the country’s health insurance sector will benefit from it and will double the employment in healthcare industry providing better quality of healthcare services and technologies, said an official during an event

Liability Insurance


Money Insurance protects you for Money in Safe and whilst in Transit. Fidelity Guarantee Insurance is designed to indemnify the Insured (the employer) for the loss of money or property

Inbound travel

Inbound Travel Insurance

Our travel insurance protects your financial losses in case your travel has to be cancelled, your baggage is lost, or you have medical emergency.

And if you get ill and you’re too unwell to get back home, Inbound Travel Insurance can help pay for additional travel or accommodation costs.



Seib Insurance provides customized coverage to suit your business needs and the type of vehicle you use, to ensure that you have full protection.


Property Insurance

Seib Insurance can customize a property cover to protect your properties and their contents against financial losses and minimise the impact when they do.

Casualty & Liability

Casualty & Liability

Public and Product Liability ; Directors & Officers’ Liability ; Workmen’s Compensation & Employer’s Liability ; Professional Indemnity



Seib Insurance offers a wide range of engineering insurance policies to protect construction projects, plants, machinery and equipment.

Group Life

Group Life Insurance

Our Group Life Insurance helps a company, its employees and their beneficiaries by reducing the financial impact of unexpected life-changing events that could leave them without an income because of critical illness, disability, or death.