Travel offers you a thousand choices… all you have to do is pick one!
Why you need Outbound Travel Insurance?
From the palm-lined beaches of Thailand to sightseeing the great cities of Europe, seeing the world is a great thrill and your eyes will be opened to new experiences and adventures.
Enjoy your holiday safe in the knowledge that Outbound Travel insurance protects you when things don’t go as planned. You will be well prepared with a personalized travel insurance plan that provides emergency medical insurance, in addition to recovering financial losses as a result of accidents or transport delays.
- Medical expenses & hospitalization abroad
- Transport or repatriation in case of illness or accident
- Emergency dental care
- Repatriation of family members
- Delayed departure after 12 hours
- Personal baggage delay, damage or loss
- Personal accident
- Passport loss
- Personal liability
- 24-hour assistance
- Winter / Summer hazardous sports cover available
- Terrorism cover extension available
What are the significant features and benefits of Outbound Travel insurance?
Travel insurance can cover you for unexpected medical illness or accidents while traveling outside Qatar.
The basic covers include the cost of emergency medical treatment and repatriation expenses. For more details, please refer to your insurance policy plan.
How much travel insurance do I need?
You should choose the plan based on your travel destination, coverage preference and the requirements of your designated embassy.
Seib Insurance provides the following plans:
- Worldwide (excluding USA & Canada)
- Outbound Travel plan for Schengen requirements
For more details, please refer to your insurance policy plan.
What will be the term of my contract?
A single-trip policy covers you only for a specified holiday/ trip, whereas an annual policy covers you for multiple trips made during one year without having the hassle of getting a new policy for every trip.
Why do I need travel insurance while travelling abroad when I have already medical insurance?
An accident, illness or emergency can happen anywhere.
If you need medical care in another country, your local medical insurance may pay only a portion of the costs. Travel insurance which includes medical cover can pay for the eligible emergency medical expenses that may not be covered in your medical plan.
This plan also covers other benefits on top of medical expenses. Please refer to your policy terms and conditions.
When should I buy travel insurance?
It is advisable to purchase a travel insurance straight after you’ve paid the first deposit for your trip. The earlier you purchase, the sooner you have coverage to protect your trip.
Does travel insurance cover terrorism?
Our basic plan does not provide terrorism cover.
However, it can be purchased as an add-on to our worldwide plan.
Does Outbound Travel insurance cover winter sports or other hazardous sports?
Whilst this is not covered under a standard plan, you have an option to purchase it as add-on cover for an additional premium, subject to policy terms and conditions.
What is the maximum number of days an annual Outbound Travel insurance policy covers?
Our annual Outbound Travel insurance policy covers individual trips up to 92 days per trip. Unlimited trips can be taken during the policy period, up to the maximum days purchased per trip.
What is the definition of family under a family Outbound Travel insurance policy?
A family is defined as 2 adults (less than 60 years old) and up to 4 named children (up to 16 years old), at the date of purchasing our single-trip or annual multi-trip Inbound Travel plans.
What is a deductible?
A deductible is the first amount of the loss that has to be borne (paid) by you.
Is there any exclusion under my insurance?
Yes, but it is difficult to list all exclusions here. However, below are some of the exclusions which are generally not covered:
- Insured is not fit to travel
- Travelling against the advice of a doctor, or to seek medical advice or treatment
- All chronic and pre-existing conditions
- Travelling on board a private aircraft
For other applicable exclusions, please refer to your insurance policy terms and conditions.
Where can I buy Outbound Travel insurance?
You can purchase a motor insurance from Seib Insurance through our website or our Mobile Application. Alternatively, you may visit our office located at Old Airport Road, Doha or call +974 4402 6888.
How is the premium calculated?
Premium is a flat amount linked to the level of plan chosen by you which is inclusive of all additional charges.
How and when can I pay the premium?
Premium is due with your application to arrange and activate the insurance policy. In respect of policy renewals, payment is required prior to the renewal/expiry date. The insurance premiums can be paid by debit card, credit card, bank transfer and cash up to QAR 1000 (one thousand Qatari Riyals) paid at Seib Insurance office only. Payment by cheque is accepted subject to realization of the cheque.
Will I receive my policy documentation to carry with me?
Yes, you will receive your policy documents on your registered e-mail address, or an original copy can be delivered or collected from our office premises. The confirmation of coverage will include policy information such as your unique policy number, policy effective date, benefits, terms and conditions, limitations, exclusions, and other important information.
Don't forget to keep a copy of your policy with you while travelling!
What is the procedure for reporting any changes in my previously submitted information on the policy?
Our insurance offer is based on the information disclosed by the insured. In case of any changes to your submitted information or the policy, contact us on +974 4402 6888 during business hours (between 8am and 5pm, Sunday to Thursday (excluding public holidays)) for our review of the newly submitted information in order to make necessary amendments to your policy.
I have lost the insurance policy. Can I get a duplicate?
Yes, we can provide you with a duplicate copy of your policy for a nominal fee of QAR 10.
How can I cancel my travel insurance policy? Will I get a refund of premium?
If your trip has not started and you have not made any claim, then you can cancel your policy by contacting us on +974 4402 6888.
For annual policies/covers, you need to give 30 days’ written notice to Seib Insurance, provided you have not made a claim. A pro rata premium will be calculated, and the remainder amount will be refunded.
How to make a claim while travelling?
Remember to take your Outbound Travel insurance policy documents which contain the unique policy number, emergency contact telephone number (+33 1 49 65 25 44) , fax number (+33 1 70 95 94 79) and email address (servicemedical.ame@axa- assistance.ma) to report a claim (24/7 Helpline).
If a problem happens while you’re away, keep receipts for everything you need to support your claim.
Report lost or stolen belongings to the local police within 24 hours.
How can I file a complaint?
Should you have a complaint about deficiency in the services or the products offered, please contact our Compliance & AML Manager by phone on the following numbers: (+974) 4402 6807 or (+974) 4402 6888 or by mail to the following postal address: Seib Insurance and Reinsurance Company, P.O. Box 10973, Doha Qatar, or by email to firstname.lastname@example.org, setting out clearly the exact details of your complaint.
We handle customer complaints fairly, efficiently and with due diligence as per the complaints procedure. If you remain dissatisfied with our response, you have the right to refer the complaint to the QFC Customer Dispute Resolution Scheme either by email to email@example.com or by post to “The Customer Dispute Resolution Scheme”, P.O. Box 22989, Doha Qatar.
Seib Insurance & Reinsurance Company
Sheikh Jabor Bin Yousef Bin Jassim Althani Building, Airport Street, PO Box Number: 10973, Doha – Qatar.
Tel: +974 4402 6888, Fax: +974 4402 6800 Email: firstname.lastname@example.org