Property All Risk

The Property All Risks Insurance Policy offers wider coverage than Fire and Allied Perils by covering accidental physical loss of or damage to the Property Insured whilst situated at the premises described in the policy, everything is covered other than the exclusions, defined in the wordings.

Factories, power plants, building and office projects including workshop, machinery, equipment, material, goods, premises or offices are covered under this insurance policy.

Insurance Type/ Cover

  • Fire
  • Lightning
  • Explosion
  • Aircraft, or other aerial devices or articles dropped there from or Impact by vehicles, watercraft, locomotives or rolling stock
  • Earthquake
  • Riot
  • Malicious damage
  • Busting or overflowing of water apparatus (including sprinkler leakage)
  • Impact by own vehicle
  • Theft or attempted theft (by violence to persons or threat thereof or by violent and forcible entry to or exit from the premises) and Accidental loss or damage
  • Business Interruption (in conjunction with Property All Risk) – Covers loss of revenue or gross profit following accidental damage to your property covered under your Property All Risks insurance policy. This policy should co-exist with your Property All Risk Insurance and cannot be taken on a stand-alone basis.

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