{"id":42182,"date":"2026-01-07T14:58:00","date_gmt":"2026-01-07T12:58:00","guid":{"rendered":"https:\/\/www.seibinsurance.com\/?page_id=42182"},"modified":"2026-01-07T16:36:01","modified_gmt":"2026-01-07T14:36:01","slug":"%d8%b3%d9%8a%d8%a7%d8%b3%d8%a9-%d8%a7%d9%84%d8%ae%d8%b5%d9%88%d8%b5%d9%8a%d8%a9","status":"publish","type":"page","link":"https:\/\/www.seibinsurance.com\/ar\/%d8%b3%d9%8a%d8%a7%d8%b3%d8%a9-%d8%a7%d9%84%d8%ae%d8%b5%d9%88%d8%b5%d9%8a%d8%a9\/","title":{"rendered":"\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629"},"content":{"rendered":"<p>\u00a0<\/p>\n<p style=\"text-align: center;\"><strong>\u0625\u0634\u0639\u0627\u0631 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u0628\u0645\u0627<\/strong><strong> \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639<\/strong><\/p>\n<p style=\"text-align: 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\u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 \u0641\u064a \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647. \u064a\u0631\u062c\u0649 \u0639\u062f\u0645 \u0625\u0631\u0633\u0627\u0644 \u0623\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0625\u0644\u064a\u0646\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u0644\u0627 \u062a\u0631\u064a\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0646 \u0642\u0628\u0644\u0646\u0627 \u0628\u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629.<\/p>\n<h1>.17\u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a<\/h1>\n<p>17.1 \u062a\u0645 \u062a\u062d\u062f\u064a\u062b \u0647\u0630\u0627 \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0641\u064a \u064a\u0648\u0646\u064a\u0648 .2022 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0639\u062f\u064a\u0644\u0647 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631. \u0633\u0646\u0648\u0641\u0631 \u0644\u0643 \u0623\u064a \u062a\u0639\u062f\u064a\u0644 \u0623\u0648 \u062a\u062d\u062f\u064a\u062b \u0644\u0647\u0630\u0627 \u0627\u0644\u0625\u0634\u0639\u0627\u0631. \u064a\u0631\u062c\u0649 \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0634\u0631\u0643\u0629 \u0628\u0634\u0643\u0644 \u0645\u062a\u0643\u0631\u0631 \u0644\u0641\u0647\u0645 \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u062d\u064a\u062b \u0623\u0646 \u0634\u0631\u0648\u0637 \u0647\u0630\u0627 \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0643 \u0627\u0631\u062a\u0628\u0627\u0637\u064b\u0627 \u0648\u062b\u064a\u0642\u064b\u0627.<\/p>\n<h1>.18\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627:<\/h1>\n<p style=\"text-align: right;\"><strong><u>\u00a0<\/u><\/strong><\/p>\n<p>18.1 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u0623\u0648 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0644\u062f\u064a\u0643 \u0623\u064a \u0623\u0633\u0626\u0644\u0629 \u0623\u0648 \u0634\u0643\u0648\u0649 \u062a\u062a\u0639\u0644\u0642<\/p>\n<p>\u0627\u0644\u0645\u0627\u062b\u0644\u060c \u064a\u0631\u062c\u0649 \u0625\u0631\u0633\u0627\u0644 \u0637\u0644\u0628 \u0628\u0627\u0644\u0628\u0631\u064a\u062f<\/p>\n<p>\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0646\u0627 \u0644\u0628\u064a\u0627\u0646\u0627\u062a\u0643 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\u0630\u0644\u0643\u060c \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0646\u0627 \u0644\u062a\u0644\u0643 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u064a\u0647\u0627 \u0628\u0635\u0648\u0631\u0629 \u0622\u0645\u0646\u0629 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u062d\u0642\u0648\u0642\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629. \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0645\u0627\u062f\u062a\u064a\u0646 14 \u064815 \u0645\u0646 \u0623\u0646\u0638\u0645\u0629 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0644\u0639\u0627\u0645 2021 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